Name Kate Holton
Age 37
Occupation Medical secretary at a local NHS hospital
Relationship Lives with her three children and her partner Martyn
Goals To pay off her debts and to clear clutter
I had no idea what to expect when the life coach called me. I’ve thought about contacting one before but, as usual, have been put off by the cost (like lots of things!) so when she did call, I was a touch nervous.
However, she quickly got to the crux of the issue. Too much stuff in my life and home interfering with my functioning properly on a daily basis! She gave me a mantra to say each time I have a quandary over a particular item of junk/precious thing:
“Is this thing more important than my sanity and my space?”
Which is working very well.
I am now chucking stuff out without too much problem. And I admit, in the cold light of day, a lot of it is junk!
With the help of my best friend Sarah and some visualisation practice, I was able to create a very beautiful space for my friends and family to have Christmas dinner – I only wish I’d taken a “before” photo so you could see the transformation!
I also spoke to Bev, a financial adviser about the mess I am in financially. Because of my maternity pay, I have defaulted on my IVA (Individual Voluntary Arrangement) since July. So quite simply, Bev suggested bankruptcy. I admit to breathing a sigh of relief when she did.
I’m still terrified of the notion, I’m sad that my mum has found out that I’m so horrendously in debt (with little to show for it), but now I feel like I can start again. I have now asked my IVA supervisor to file for my bankruptcy. Not an ideal situation but one that means I can start afresh in a relatively short period of time.
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